Accion in the United States

In response to the high unemployment and growing income inequality of the 1980s, Accion launched a domestic microlending program to empower low-to-moderate income business owners through access to capital and financial education. Today, the Accion U.S. Network is the largest nationwide micro and small business lending network in the United States.

Loans and Support for Small Businesses in the United States

Member organizations that comprise the U.S. Network offer loans between U.S. $200 and $300,000 to small businesses. With almost 30 field offices and an internet lending platform to offer loans in areas not directly served by a physical office, Accion makes loans in every state of the country. For information on the work of the U.S. Network, visit

Our Impact

Since Accion started operating in the United States in 1991, the member organizations that comprise the Accion U.S. Network have provided loans and training to hardworking small business owners around the country. Members currently provide loans between U.S. $200 to $300,000 to small businesses through almost 30 field offices and an internet lending team. Through small business lending and financial education programs, Accion has fostered job creation, increases in family income and lasting economic vibrancy for small business owners and their communities nationwide.

The Need for Microfinance in the United States

Businesses with five or fewer employees make up 85 percent of all businesses in the United States, yet many lack access to the financial tools they need to expand. Since small business support the United States' economy in such an important way, it is critical that financial services be available to support the growth and esure the prosperity of small businesses.