Saija Finance

Saija’s mission is to bring innovative and transparent microfinance to millions in urban and rural India. The institution’s committed and skilled team provides customer-focused and efficient services to help clients improve their quality of life.

Key Indicators as of December 2015
Active Borrowers: 145,757
Average Loan: $182
Amount Loaned: $38,884,000
Active Portfolio: $26,478,000


Saija Finance Private Limited is a Non Banking Finance Company formed in April 2008, which focuses on providing credit services to micro entrepreneurs, low- and middle-income families in the Indian state of Bihar, India’s poorest and most underserved region, as well as in Jharkhand. The main recipients of Saija’s loans are women operating primarily home-based businesses and clients from the trading, services, and manufacturing sectors with an average of 4-5 years of business experience. 

Accion is a strategic investor in Saija, with a 40 percent stake in the company and two board seats. Historically, Accion has also provided both seconded managers and a wide range of technical support to the company.


Saija Finance Private Limited
3rd Floor, Uma Complex, Fraser Road, Patna, Bihar, India - 800 001
Tel:  + 91 (612) 2332009